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The U.S. Department of Housing and Urban Development (HUD), Office of Inspector General (OIG), assisted the U.S. Attorney’s Office for the District of Massachusetts in the civil investigation of First American Mortgage Trust.  First American has its principal place of business in Brighton, MA, and does business as NXTLoan.Com Corp., a Delaware corporation.  First American is the parent company of NXTL.

On October 18, 2016, First American entered into a settlement agreement with the Federal Government to pay $1.025 million.  First American settled allegations that it failed to comply with FHA requirements for the origination of single-family mortgage loans.  Specifically, it did not conduct the quality control audits required by HUD on certain closed and early payment default loans, and it made or caused the submission of false claims for insurance proceeds concerning mortgage loans insured by FHA between 2005 and 2011 that did not qualify for FHA insurance.