Identity theft is a common fraud scheme that can negatively impact HUD programs and its beneficiaries. ID theft happens when someone steals your personal information or create false identities to commit fraud, such as using a stolen identity to apply for and illegally receive HUD benefits.

Be aware that individuals purporting to be landlords are listing properties for rent that they do not own on various rental websites. These impostor landlords may be part of a complex organized criminal enterprise operating outside of the United States.

Reverse mortgages are complex loans, making them the perfect breeding ground for a scam. Scammers use this type of loan to take advantage of older Americans— stealing their hard-earned money and, in some cases, their homes.

Fraudulent deed activity can impact anyone who might buy, sell, or own property; however, the elderly, distressed homeowners, and unwitting buyers and renters have been particularly impacted by this scheme.

The Lead Disclosure Rule requires landlords to provide disclosures concerning lead paint to prospective tenants in “target housing,” which includes most houses constructed before 1978.

Landlords cannot change the rent without obtaining approval from the local housing authority and cannot avoid Federal rent limits by making side deals with tenants.

Be aware! Phone and computer scammers may contact you and claim to be from the government. These scammers may threaten you with jail or fines if you do not send them cash or gift cards within a short period.

Be aware! Mortgage loan modification scams are schemes to take your money, often by making a false promise of saving you from foreclosure.

Protect yourself and avoid falling victim to Section 8 housing voucher fraud schemes.

Dishonest people may approach you with fraudulent offers of assistance during these economically difficult times. Be on the lookout for these common schemes. Note that scam attempts may be made by phone, mail, text, email, social media, or in person.

Be aware that dishonest people may take advantage and could attempt to harm renters through scams or forms of harassment.

HUD OIG drafted a fraud bulletin outlining potential common reverse mortgage schemes that borrowers may face, along with actions to take and not take if you are considering a reverse mortgage loan.

HUD OIG drafted a fraud bulletin outlining potential loan modification and foreclosure rescue schemes that borrowers may face. 

The U.S. Department of Housing and Urban Development (HUD), Office of Inspector General (OIG), and the Office of the Chief Procurement Officer have identified an ongoing fraud scheme intentionally targeting small businesses, large corporations, government vendors, and contractors for the purpose of obtaining electronic equipment such as laptops, mobile phones, hard drives, digital projectors, solar panels, and other high-value merchandise. The email phishing attempts entice vendors to ship high-value merchandise and equipment to suspicious addresses and locations that are frequently either public storage companies or abandoned commercial properties.

The urgency in post-disaster recoveries often leads State and local officials to work to quickly restore infrastructure and public services and help make repairs. Such urgency can sometimes result in cutting corners with CDBG program requirements. However, grantees and sub-recipients that do not follow all CDBG program requirements may be forced to repay Federal funds.

HUD OIG drafted a fraud bulletin outlining potential common reverse mortgage schemes that borrowers may face, along with actions to take and not take if you are considering a reverse mortgage loan.

HUDOIG drafted a fraud bulletin on how to identify anticompetitive bidding schemes that may occur in COVID-19-Related procurements.

HUD OIG drafted a fraud bulletin outlining potential loan modification and foreclosure rescue schemes that borrowers may face. 

HUD OIG drafted a bulletin outlining guidance that the Federal Housing Administration (FHA) has provided for borrowers and servicers to implement the forbearance provisions of the Coronavirus Aid, Relief, and Economic Security (CARES) Act.

The Office of Inspector General recognizes that we are facing both uncertain and unprecedented times and is alerting the public about potential fraud schemes related to the CARES Act funding. Dishonest people may approach you with fraudulent offers of assistance during these economically difficult times. Be on the lookout for these common schemes. Note that scam attempts may be made by phone, mail, text, email, social media, or in person.

In response to the pandemic caused by the coronavirus disease of 2019 (COVID-19), Congress passed the Coronavirus Aid, Relief, and Economic Security Act (CARES Act), which provides protections to renters who receive assistance from the U.S. Department of Housing and Urban Development (HUD).

In response to the pandemic caused by the coronavirus disease of 2019 (COVID-19), Congress passed the Coronavirus Aid, Relief, and Economic Security Act (CARES Act), which provides protections to borrowers with loans insured by the U.S. Department of Housing and Urban Development (HUD). The Office of Inspector General would like to make sure you are aware that dishonest people may attempt to take advantage of the crisis to harm you.